What to Do in Case of a Hit and Run Accident

A hit-and-run accident can happen to anyone—whether you’re parked along the road or driving peacefully when another vehicle suddenly hits your car and flees the scene. It’s stressful, confusing, and often feels unfair. But knowing what to do right after a hit-and-run accident can make a huge difference in getting justice, filing an insurance claim, and ensuring your safety.

Step 1: Stay Calm and Check for Injuries

Your safety always comes first. If you or any passenger is injured, call for medical help immediately. Do not chase the fleeing vehicle—it can put you and others at greater risk. Instead, focus on getting to a safe area and assessing the situation.

Step 2: Document Everything

Gather as much information as possible that can help authorities or your insurance provider:

• Take photos and videos of the damage to your vehicle.
  
• Capture the location, time, and road condition.
  
• If you saw the other vehicle, note its plate number, color, make, or any identifying marks.
• Collect CCTV footage or dashcam recordings if available.

The more details you have, the easier it will be to file a police report and car insurance claim later on.

Source: Freepik

Step 3: Report the Incident to the Police

Go to the nearest police station and file a blotter report within 24 hours. This is a crucial step for documentation and will be required when processing your insurance claim.

Provide all the details you gathered, and if possible, ask for a copy of the police report for your records.

Step 4: Notify Your Insurance Provider

Contact your car insurance company immediately after the incident.

Provide the following details when filing your hit-and-run insurance claim:

• Police report or blotter copy
  
  
• Photos and videos of the damage
  
  
• Copy of your driver’s license and vehicle OR/CR
  
  
• Description of what happened
  
  

Having comprehensive car insurance or own damage coverage helps cover the repair costs even if the other driver can’t be identified.

Step 5: File for Insurance Claim

After reporting the incident, follow up with your insurance provider to process your claim for vehicle repair or compensation. Vigattin Insurance makes this process easier with a customer-first approach — ensuring faster assistance and guidance from start to finish.

They help handle the documentation, coordinate with accredited repair shops, and ensure that you can get back on the road with peace of mind.

Road Safety Tip: Invest in Dashcams and Proper Coverage

Many hit-and-run cases in the Philippines go unresolved due to a lack of evidence. Installing a dashcam and securing comprehensive car insurance coverage can help protect you financially and legally in case of accidents.

Remember, prevention is better than cure—and being prepared ensures peace of mind and safety every time you’re on the road.

Final Thoughts

A hit-and-run accident can be frustrating, but staying calm, documenting everything, and having reliable insurance protection can make recovery much smoother.

With Vigattin Insurance, you’re not just insured—you’re supported by a partner that truly cares about your safety and convenience on the road.