Tips to Protect Yourself and Your Vehicle This Rainy Season

The rainy season brings not only heavy downpours but also a higher risk of accidents, road hazards, and vehicle damage. Flooded streets, slippery roads, and low visibility can make driving dangerous, even for seasoned motorists. That’s why it’s crucial to take extra precautions to keep both your car and yourself safe. In this guide, we’ll walk you through practical tips to protect your vehicle and ensure your personal safety throughout the wet months.

1. Check and Maintain Your Tires

Worn-out tires increase your chances of skidding on wet roads. Make sure your tire tread depth is within the safe range and that all tires are properly inflated. Good tire grip is essential for preventing hydroplaning.

2. Test Your Wipers and Lights

Visibility is key during heavy rains. Replace cracked or old wiper blades, and ensure your headlights, brake lights, and signal lights are working. Clean your windshield and mirrors regularly to maintain clear visibility.

3. Avoid Flood-Prone Areas

Know which roads in your area are susceptible to flooding and avoid them during downpours. Use navigation apps or local advisories to plan safer routes. Parking on higher ground is also recommended to prevent water damage to your vehicle.

4. Slow Down and Keep a Safe Distance

Wet roads reduce your car's traction and braking ability. Drive at a slower pace and keep a safe distance from the vehicle ahead to give yourself ample time to react.

5. Have an Emergency Kit Ready

Prepare for any unexpected situation by keeping an emergency kit in your car. Include a flashlight, raincoat, jumper cables, basic tools, bottled water, and a first-aid kit. A power bank and extra phone charger are also helpful.

6. Check Your Battery and Electrical System

The rainy season can take a toll on your car’s battery and wiring. Ensure your battery is in good condition, and inspect for loose or corroded terminals. Water and electricity don’t mix—so electrical issues can become serious safety hazards.

Source: Freepik

7. Get Comprehensive Car Insurance

No matter how careful you are, the unexpected can still happen, especially during severe weather. Having comprehensive car insurance ensures you're protected from flood damage, collisions, and other costly incidents.

Final Thoughts:

Rainy days shouldn't mean risky drives. By following simple preventive measures, you can protect your vehicle and stay safe throughout the rainy season. Most importantly, don’t leave your protection to chance.

Whether you need coverage for flood damage, accident protection, or roadside assistance, Vigattin Insurance offers affordable and flexible car insurance plans tailored for Filipino drivers. Be ready for any storm—drive with confidence and get insured with Vigattin Insurance today